Can i write off my surgery that i paid off for out of pocket?

hello,

sorry if this is messy i’ve never done taxes before.

i had surgery that was medically necessary last year in January which amounted to 12,000. im 19 and work a normal job and my salary was around 28,000 gross.

i never owe anything in taxes whenever i file for free on turbotax, but if i write my surgery off will i get a bigger tax return? please let me know i do not know shit about taxes :weary:

On the bare facts of your post it doesn’t seem beneficial. Did you pay any mortgage interest or make any charitable contributions?

Not based on those numbers.

Quick tax basics. If you are an independent adult, no one claims you as a dependent) you get $15,000 of deductions or write offs as you call them. Everyone gets them, you don’t have to justify them. This is called your standard deduction. To have your surgery save you money, you would have to use “Itemized” deductions and you would have to find another $3000 in writes off, which is not common.These you may have to justify with paper work if the IRS questions it These might include mortgage interest or property taxes, donations to charity over $400, among others. And then you would only save money on the amount that exceeds the $15000. So if you found $3001 of writes you would save the taxes on that $1 (probably 15 cents) compared to your standard deduction.

Your tax software should walk you through this, even the free level. It should ask do you own a house, did you have medical expenses, etc? And you will answer it, and it will total it and will probably say “You should use the standard deduction” which means the surgery can’t save you any extra money.

Hope that helps.

@Ash

have your surgery save you money, you would have to use “Itemized” deductions and you would have to find another $3000 in writes off

More than that - you can only deduct medical expenses that exceed 7.5% of your AGI. So only $9,900 of the surgery can be deducted.

@Nico
Yeah, I was aware of that but I figured it was going a little too deep for the first major salvo of information.

Very unlikely.

There are various things that are allowed as tax deductions, including medical bills above some percent of your salary. You can list (“itemize”) all of these and add them up to get a number to deduct from your income. But everyone is allowed to skip all that work and just use the (“standard”) number $14,600 instead.

Unless you spent several thousand dollars more on tax-deductible expenses, you’ll be better off using the standard deduction.